Individual Services
Membership Plan | Every1 |
Membership Description | Basic plan |
Account Category | Free |
W1TTY to W1TTY Transfers
W1TTY to W1TTY Transfers
(between two UK accounts) | Free |
Transfers to other W1TTY users
(outside of the UK) | Free |
Domestic transfers to or from non-W1TTY accounts
Transfers to or from other UK accounts | Every1 |
Outgoing Faster Payments Service (FPS) to a UK Sterling account | Free |
Incoming FPS from a UK Sterling account | Free |
International transfers to or from non-W1TTY accounts
Transfers to or from other non-UK accounts | Every1 |
Outgoing SEPA transfers (in EUR) to recipients in the EEA & UK | Ā£1.00 per transfer |
Incoming SWIFT transfers from anywhere in the world | Ā£6.00 per transfer |
Outgoing SWIFT transfers to TIER 1 countries *[1] | Ā£15.00 per transfer |
Outgoing SWIFT transfers to TIER 2 countries *[1] | Ā£20.00 per transfer |
Outgoing SWIFT transfers to TIER 3 countries*[1] | Ā£25.00 per transfer |
Outgoing SWIFT transfers to TIER 4 countries*[1] | Ā£35.00 per transfer |
[1] Transfers to a recipient outside the EEA will be sent OUR. This means that you will pay the payment transaction fees charged by the intermediary bank in full. The recipient of the payment will not pay any of the transaction fees and will receive the full amount of the payment. We have four pricing tiers for transfers to non-EEA countries:
TIER 1: Country ā ISO
- Canada - CA, Jersey - JE, Isle of Man - IM, Kuwait - KW, Switzerland - CH, United States ā US
TIER 2: Country ā ISO
- Australia ā AU, India ā IN, Mexico ā MX, Russian Federation ā RU, Brazil ā BR, Guernsey ā GG, New Zealand ā NZ, Philippines ā PH, Mauritius ā MU, Qatar ā QA
TIER 3: Country ā ISO
- Tier 3 includes any country which is not listed in Tiers 1, 2 or 4.
TIER 4: Country ā ISO
- Argentina ā AR, Israel ā IL, Paraguay ā PY, Japan ā JP, Chile ā CL, Jordan ā JO, Congo ā CG, Kenya ā KE, Korea Republic ā KR, Suriname ā SR, Djibouti ā DJ, Kyrgyzstan ā KG, Swaziland ā SZ, Ecuador ā EC, Taiwan ā TW, Ethiopia ā ET, Lesotho ā LS, Turkey ā TR, Uganda ā UG, Malawi ā MW, Ukraine ā UA, Uruguay ā UY, Guinea ā GN, Monaco ā MC, Yemen ā YE, Indonesia ā ID, Morocco ā MA, Zimbabwe ā ZW, Nepal - NP
Currency Exchange ā Rates
The exchange rate will be as displayed to you on the W1TTY Service when you confirm your request to send money in another currency.
Currency Exchange ā Fees
Amounts | Every1 |
Up to and including Ā£100 per calendar month (in aggregate) | No commission or fees |
Over Ā£100 in a calendar month (in aggregate) | Weekdays*[3]: 2.25% per transaction
Weekends*[4] and public holidays*[5]: 4.25% per transaction |
[3] Any currency orders placed after 10:02 pm UK time on Sunday until the applicable cut-off time on Friday (as set out below) will be treated as a weekday order (excluding public holidays).
[4] Any currency exchange orders placed after the applicable cut-off time on Friday (as set out below) until 10 pm UK time on Sunday will be treated as weekend orders.
[5] This applies to orders placed after the applicable cut-off time (as set out below) on the day before a public holiday in the UK or country of the destination currency's central bank until 8 am local time in the UK on the next working day after any UK public holiday, or 8 am local time in the country of the destination currency's central bank the next working day after the public holiday in that country.
Currency Exchange ā Daily Cut-Off Times
If you would like to convert money from GBP and send it in a different currency on the same day, you will normally need to do so before the cut-off time applicable to the target currency as set out in the table below.
If you miss the cut-off time, the conversion will settle on the next business day (excluding public holidays*[5]) but at the same rate as displayed to you when you initiated the transaction.
CurrencyĀ (ISO)
|
Cut-off time (GMT)
|
Cut-off time (BST)
|
Chinese
YuanĀ (CNY)
|
07:00
|
08:00
|
Thai BahtĀ (THB)
|
07:00
|
08:00
|
Ugandan
ShillingĀ (UGX)
|
07:00
|
08:00
|
Australian
DollarĀ (AUD)
|
12:00
|
13:00
|
Bahrain
DinarĀ (BHD)
|
12:00
|
13:00
|
Hong Kong
DollarĀ (HKD)
|
12:00
|
13:00
|
Israeli
ShekelĀ (ILS)
|
12:00
|
13:00
|
Japanese
YenĀ (JPY)
|
12:00
|
13:00
|
Kenyan
ShillingĀ (KES)
|
12:00
|
13:00
|
Kuwait
DinarĀ (KWD)
|
12:00
|
13:00
|
New Zealand
DollarĀ (NZD)
|
12:00
|
13:00
|
Omani
RialĀ (OMR)
|
12:00
|
13:00
|
Qatar
RialĀ (QAR)
|
12:00
|
13:00
|
Saudi
RiyalĀ (SAR)
|
12:00
|
13:00
|
Singapore
DollarĀ (SGD)
|
12:00
|
13:00
|
United Arab
Emirates DirhamĀ Ā (AED)
|
12:00
|
13:00
|
Croatian
KunaĀ (HRK)
|
14:00
|
15:00
|
Bulgarian
LevĀ (BGN)
|
14:30
|
15:30
|
Indian
RupeeĀ (INR)
|
15:30
|
16:30
|
Indonesian
RupiahĀ (IDR)
|
15:30
|
16:30
|
Malaysian
RinggitĀ (MYR)
|
15:30
|
16:30
|
Philippine
PesoĀ (PHP)
|
15:30
|
16:30
|
Czech
KorunaĀ (CZK)
|
07:00
|
08:00
|
Hungarian
ForintĀ (HUF)
|
07:00
|
08:00
|
Mexican
PesoĀ (MXN)
|
07:00
|
08:00
|
Romanian
LeuĀ (RON)
|
07:00
|
08:00
|
Russian Ruble (RUB)*
|
07:00
|
08:00
|
Polish
ZlotyĀ (PLN)
|
07:30
|
08:30
|
Turkish
LiraĀ (TRY)
|
07:30
|
08:30
|
Danish
KroneĀ (DKK)
|
08:30
|
09:30
|
Norwegian
KroneĀ (NOK)
|
08:30
|
09:30
|
South African
RandĀ (ZAR)
|
08:30
|
09:30
|
Swedish
KronaĀ (SEK)
|
08:30
|
09:30
|
Swiss
francĀ (CHF)
|
08:30
|
09:30
|
EuroĀ (EUR)
|
12:50
|
13:50
|
US DollarĀ (USD)
|
14:30
|
15:30
|
Canadian Dollar
(CAD)
|
13:20
|
14:20
|
* Currently not supported