These Prices, Special Terms and Conditions of W1TTY Products and Services (“T&Cs”) set out prices and special terms and conditions for products and services offered and provided by WITTY GLOBAL UAB ("Company” or “W1TTY”).
These T&Cs, WITTY GLOBAL UAB General Terms and Conditions and other legally binding documents approved (signed) by You ("Client”) form the legal agreement between You and the Company.
Terms that are used but not defined in these T&Cs shall have the meanings ascribed to them in the WITTY GLOBAL UAB General Terms and Conditions.
Individual Services
Membership Plan | Every1 | Made 2 Measure |
Membership Description | Basic plan | Customizable plan |
Account Category | Free | €3.00 monthly fee |
Account Top Up
Account Top Up | Every1 | Made 2 Measure |
Top-Up by Card | Up to €100/month – Free
Above €100 top-ups – 2.5% of top-up amount | L1: Up to €100 top-ups – Free
L2: Up to €200 top-ups – €2.50 monthly fee
L3: Up to €400 top-ups – €7.00 monthly fee
L4: Up to €800 top-ups – €14.00 monthly fee |
Top-up by card fee above the limit | 2.50% / top-up amount | 2.50% / top-up amount |
W1TTY to W1TTY Transfers
W1TTY to W1TTY Transfers | Every1 | Made 2 Measure |
Transfers to other with W1TTY users | Free | Free |
External Transfers
External Transfers | Every1 | Made 2 Measure |
Outgoing SEPA [1] transfers | Free | Free |
Incoming SEPA transfers | Free | Free |
Outgoing SWIFT [2] (SHA) [3] transfers | €6.00 per transfer | L1: €6.00 per transfer
L2: Up to 1 transfer / month – €5.85 monthly fee
L3: Up to 2 transfers / month – €11.70 monthly fee
L4: Up to 3 transfers / month – €17.50 monthly fee
Each transfer above the limit: €6.00 / transfer |
Incoming SWIFT[2] (SHA)[3] transfers | €6.00 per transfer | €6.00 per transfer |
[1] SEPA (“Single Euro Payments Area”) is a pan-European network that allows you to make payments in euros.
[2] SWIFT (“Society for Worldwide Interbank Financial Telecommunication), is a global network that allows you to make cross-border payments.
[3] SHA (“Shared Costs”) means that charges of a SWIFT payment are split between you and the person who receives your payment.
VISA Debit Cards
VISA Debit Cards | Every1 | Made 2 Measure |
Issuance of virtual card | Free | Free |
Issuance of first plastic card | Free
Card delivery costs may apply; for more, see below | Free
Card delivery costs may apply; for more, see below |
Card delivery cost | Depends on country, more details available at card ordering process | Depends on country, more details available at card ordering process |
Replacement or additional plastic card or replacement of a non-functioning or expired card | €5.00 / card | €5.00 / card |
Maximum limit of physical or virtual Cards | Limit of total 5 cards that can be opened at any point of time | Limit of total 5 cards that can be opened at any point of time |
Card Limit per Membership Plan | Every1
Total Cards Allowed: 2
Total Plastic Cards: 1
Total Virtual Cards: 1
Student+
Total Cards Allowed: 2
Total Plastic Cards: 1
Total Virtual Cards: 1 | Made 2 Measure
Total Cards Allowed: 2
Total Plastic Cards: 1
Total Virtual Cards: 1 |
Administration and card maintenance | Free | Free |
Debit Card Transactions
Debit Card Transactions | Every1 | Made 2 Measure |
Card spending within the EEA [4] | Free | Free |
Card spending outside EEA | €1.00 / transaction | L1: €1.00 / transaction
L2: Up to 2 transactions / month – €1.80 monthly fee
L3: Up to 4 transactions / month – €3.20 monthly fee
L4: Up to 6 transactions / month – €4.20 monthly fee
Each transaction above the limit: €1.00 / transaction |
[4] EEA (“European Economic Area”) consists of the Member States of the European Union (EU), Iceland, Liechtenstein and Norway.
Cash Withdrawal
Cash Withdrawal | Every1 | Made 2 Measure |
ATM [5] withdrawals within the EEA region | Up to 1 withdrawal / month – Free
Each withdrawal above the limit: €2.50 / withdrawal | L1: Up to 1 withdrawal / month – Free
L2: Up to 2 withdrawals / month - €2.50 monthly fee
L3: Up to 3 withdrawals / month - €7.00 monthly fee
L4: Up to 6 withdrawals / month withdrawals - €11.50 monthly fee
Each withdrawal above the limit: €2.50 / withdrawal |
ATM withdrawal outside of EEA | 1 withdrawal / month – Free
Each withdrawal above the limit: €2.50 / withdrawal | L1: €2.50 / withdrawal and 2.50% / amount of withdrawal
L2: Up to €100 / month – €2.25 monthly fee*
L3: Up to €200 / month – €4.50 monthly fee*
L4: Up to €300 / month – €6.00 monthly fee*
Each withdrawal above the limit: €2.50 / withdrawal
* €2.50 / withdrawal fee as mentioned above will apply, but no percentage fee per amount shall be charged. |
[5] ATM (“Automated Teller Machine) is a machine that dispenses cash or performs other financial services when you insert a payment card.
Currency Exchange
Currency Exchange | Every1 | Made 2 Measure |
Currency exchange | Up to €100 / month – Free | |
Currency exchange fee above the limit | Weekdays [6]: 2.25% fee / amount
Weekends [7]: 4.25% fee / amount | Weekdays: 2.25% fee / amount
Weekends: 4.25% fee / amount |
Currency exchange fee when paying in non-Euro currency with debit card | Weekdays: 2.25% fee / amount
Weekends: 4.25% fee / amount | Weekdays: 2.25% fee / amount
Weekends: 4.25% fee / amount |
[6] A weekday is any day of the week from Monday to Friday calculating according to the Greenwich Meant Time (GMT). [7] A weekend is any day of the week from Saturday to Sunday calculating according to the Greenwich Meant Time (GMT).
Additional Card Plans
Limits, fees and benefits associated with additional card plans. All fees and limits are applicable as per Every1 or Made 2 Measure memberships details listed above.
Category | Card Plan Fee | Additional Benefits |
Student+ | Free | W1TTY will deposit €2.00 every month to all eligible holders of Student+ card plan.
Terms & Conditions apply. |
Gaming | — | Unique virtual card design
Additional benefits to be announced |
Footballer | — | Unique virtual card design
Additional benefits to be announced |
Limits for Security Purposes
Transaction Type | Limit for Every1 and Made 2 Measure Memberships |
The Maximum Amount of Account Top Up via Apple Pay | €50 / day |
The Maximum Amount of Account Top Up via Google Pay | €50 / day |
The Maximum Amount of Top Up via Card | €50 / day |
The Maximum amount of Card physical POS purchase [8] | €2,000 / day
€5,000 / week
€5,000 / month
But no more than €500 / transaction |
The Maximum Amount of Card ATM Cash Withdrawal | €500 / day
€4,000 / week
€4,000 / month
But no more than €500 / transaction |
The Maximum Amount of Card Contactless Purchase | €500 / day
€4,000 / week
€4,000 / month
But no more than €500 / transaction |
The Maximum Amount of Card Online (Internet) Purchase | €2,000 / day
€5,000 / week
€5,000 / month
But no more than €2,000 / transaction |
[8] A POS (“Point of Sales”) purchase means a transaction when you pay for goods and services in offline or online shops.
Other Terms
1. Fees & Charges
1.1. In these T&Cs the term "month“ means a calendar month. Fees and Charges charged on a monthly basis are not reduced if the Client commenced using the Services later than on the first day of a month and/or seized using the Services before the end of a month.
[OR, If a "month" doesn't mean a calendar month, then please use the following definition:]
1.2. The term "month" means the period commencing on the first day on which the Customer commences receipt of the Services and ending after 30 days (inclusive). Fees and Charges charged on a monthly basis are not reduced if the Client seizes using the Services before the end of a 30-day period (i.e., a month).
2. Binding Effect
2.1. By receiving the Company’s services and using its products, the Client undertakes to be bound by these T&Cs.
2.2. Any additional terms and conditions, including but not limited to WITTY GLOBAL UAB General Terms and Conditions, which regulate the relationship between the Company and the Client that is not stated in these T&Cs, as well as any additional services or products that the Company provides or makes available to the Client from time to time not covered by these T&Cs, may be subject to a separate agreement or annex executed between the Company and the Client. In case of any conflict between these T&Cs and separate agreements or annexes concluded between the Company and the Client, the terms of a separate agreement or annex shall prevail.
3. T&Cs Changes
3.1. Without prejudice to other provisions of these T&Cs, the Company reserves the right to unilaterally change these T&Cs at any time at its own discretion.
3.2. A revised edition of these T&Cs will be provided to the Client, or the Client will be informed where a revised edition of T&Cs is available for familiarisation.
3.3. In the event that the Client disagrees with the proposed changes to these T&Cs, the Client has the right to terminate these T&Cs free of charge and with effect at any time until the date of their proposed date of entry into force. The Client’s notice rejecting changes to these T&Cs will be deemed as a notice of termination of these T&Cs. Upon termination of these T&Cs, the Client loses his or her right to receive W1TTY Benefits.
3.4. The Client is not entitled to unilaterally change, amend or alter provisions of these T&Cs.